|
State
|
Required
coverage types
|
Minimum
liability limits
|
No
fault?
|
|
Alabama
|
Bodily
injury and property damage liability
|
20/40/10
|
no
|
|
Alaska
|
Bodily
injury and property damage liability
|
50/100/25
|
no
|
|
Arizona
|
Bodily
injury and property damage liability
|
15/30/10
|
no
|
|
Arkansas
|
Bodily
injury and property damage liability
|
25/50/25
|
no
|
|
California
|
Bodily
injury and property damage liability
|
15/30/5
|
no
|
|
Colorado
|
Bodily
injury and property damage liability
|
25/50/15
|
no
|
|
Connecticut
|
Bodily
injury and property damage liability, uninsured
motorist
|
20/40/10
|
no
|
|
Delaware
|
Bodily
injury and property damage liability, personal
injury protection
|
15/30/10
|
no
|
|
DC
|
Bodily
injury and property damage liability, uninsured
motorist
|
25/50/10
|
yes
|
|
Florida
|
Property
damage liability, personal injury protection
|
10/20/10
|
yes
|
|
Georgia
|
Bodily
injury and property damage liability
|
25/50/25
|
no
|
|
Hawaii
|
Bodily
injury and property damage liability, personal
injury protection
|
20/40/10
|
yes
|
|
Idaho
|
Bodily
injury and property damage liability
|
25/50/15
|
no
|
|
Illinois
|
Bodily
injury and property damage liability, uninsured
motorist
|
20/40/15
|
no
|
|
Indiana
|
Bodily
injury and property damage liability
|
25/50/10
|
no
|
|
Iowa
|
Bodily
injury and property damage liability
|
20/40/15
|
no
|
|
Kansas
|
Bodily
injury and property damage liability, personal
injury protection
|
25/50/10
|
yes
|
|
Kentucky
|
Bodily
injury and property damage liability, personal
injury protection
|
25/50/10
|
yes
|
|
Louisiana
|
Bodily
injury and property damage liability
|
10/20/10
|
no
|
|
Maine
|
Bodily
injury and property damage liability, uninsured
motorist
|
50/100/25
|
no
|
|
Maryland
|
Bodily
injury and property damage liability, uninsured and
underinsured motorist
|
20/40/15
|
no
|
|
Massachusetts
|
Bodily
injury and property damage liability, personal
injury protection, uninsured motorist
|
20/40/5
|
yes
|
|
Michigan
|
Bodily
injury and property damage liability, personal
injury protection
|
20/40/10
|
yes
|
|
Minnesota
|
Bodily
injury and property damage liability, personal
injury protection, uninsured and underinsured
motorist
|
30/60/10
|
yes
|
|
Mississippi
|
Bodily
injury and property damage liability
|
10/20/5
|
no
|
|
Missouri
|
Bodily
injury and property damage liability, uninsured
motorist
|
25/50/10
|
no
|
|
Montana
|
Bodily
injury and property damage liability
|
25/50/10
|
no
|
|
Nebraska
|
Bodily
injury and property damage liability, uninsured and
underinsured motorist
|
25/50/25
|
no
|
|
Nevada
|
Bodily
injury and property damage liability
|
15/30/10
|
no
|
|
New
Hampshire
|
Proof
of financial responsibility, medical payments,
uninsured motorist
|
25/50/25
|
no
|
|
New
Jersey
|
Bodily
injury and property damage liability, personal
injury protection, uninsured motorist
|
15/30/5
|
yes
|
|
New
Mexico
|
Bodily
injury and property damage liability
|
25/50/10
|
no
|
|
New
York
|
Bodily
injury and property damage liability, uninsured
motorist, personal injury protection
|
25/50/10
|
yes
|
|
North
Carolina
|
Bodily
injury and property damage liability
|
30/60/25
|
no
|
|
North
Dakota
|
Bodily
injury and property damage liability, personal
injury protection, uninsured and underinsured
motorist
|
25/50/25
|
yes
|
|
Ohio
|
Bodily
injury and property damage liability
|
12.5/25/7.5
|
no
|
|
Oklahoma
|
Bodily
injury and property damage liability
|
10/20/10
|
no
|
|
Oregon
|
Bodily
injury and property damage liability, personal
injury protection, uninsured and underinsured
motorist
|
25/50/10
|
no
|
|
Pennsylvania
|
Bodily
injury and property damage liability, medical
payments
|
15/30/5
|
yes
|
|
Rhode
Island
|
Bodily
injury and property damage liability
|
25/50/25
|
no
|
|
South
Carolina
|
Bodily
injury and property damage liability, uninsured
motorist
|
15/30/10
|
no
|
|
South
Dakota
|
Bodily
injury and property damage liability, uninsured
motorist
|
25/50/25
|
no
|
|
Tennessee
|
Proof
of financial responsibility
|
25/50/10
|
no
|
|
Texas
|
Bodily
injury and property damage liability
|
20/40/15
|
no
|
|
Utah
|
Bodily
injury and property damage liability, personal
injury protection, uninsured and underinsured
motorist
|
25/50/15
|
yes
|
|
Vermont
|
Bodily
injury and property damage liability, uninsured
motorist
|
25/50/10
|
no
|
|
Virginia
|
Bodily
injury and property damage liability, uninsured and
underinsured motorist
|
25/50/20
|
no
|
|
Washington
|
Bodily
injury and property damage liability
|
25/50/10
|
no
|
|
West
Virginia
|
Bodily
injury and property damage liability, uninsured
motorist
|
20/40/10
|
no
|
|
Wisconsin
|
Proof
of financial responsibility, uninsured motorist
|
25/50/10
|
no
|
|
Wyoming
|
Bodily
injury and property damage liability
|
25/50/20
|
no
|
